Indirect Wealth (偏財): what it means and how to find it in your chart
WealthRelationship to your Day Master
the element your Day Master controls, same yin/yang.
Work, money and love
Work
Suits business, sales, trade, investing and people-heavy work.
Money
Lump sums in and out. Classically, the Day Master must be strong to "carry" this wealth.
Love
Sociable and generous. Classically, Wealth stars represent the partner in a man's chart (Indirect Wealth: a lover).
When it is strong or plentiful
Risk and spending scale with income. A weak Day Master facing heavy Wealth is read as money causing stress.
Lookup table by Day Master
| Day Master | Stem | Branch (main qi) |
|---|---|---|
| 甲 Jia | 戊 Wu | 辰, 戌 |
| 乙 Yi | 己 Ji | 丑, 未 |
| 丙 Bing | 庚 Geng | 申 |
| 丁 Ding | 辛 Xin | 酉 |
| 戊 Wu | 壬 Ren | 亥 |
| 己 Ji | 癸 Gui | 子 |
| 庚 Geng | 甲 Jia | 寅 |
| 辛 Xin | 乙 Yi | 卯 |
| 壬 Ren | 丙 Bing | 巳 |
| 癸 Gui | 丁 Ding | 午 |
Branches are read by their main hidden stem — the same rule the free LotusSaju chart uses to label Ten Gods.
See the Ten Gods in your own chart — free
Enter your birth date (and time, if you know it). The free chart labels the Ten God of every pillar.
Get my free reading →Frequently asked questions
What does Indirect Wealth (偏財) mean in BaZi?
The element you control, same yin/yang. Money that moves fast — business, trading, investment, a nose for opportunity and an open hand.
How do I find Indirect Wealth in my chart?
Indirect Wealth is the element your Day Master controls, same yin/yang. 甲→戊, 乙→己, 丙→庚, 丁→辛, 戊→壬, 己→癸, 庚→甲, 辛→乙, 壬→丙, 癸→丁.
What if my chart has a lot of Indirect Wealth?
Risk and spending scale with income. A weak Day Master facing heavy Wealth is read as money causing stress.